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Personal Loan for Singaporeans and Foreigners

As the global uncertainties continue hampering the country’s growth, it has become even harder for household owners to access easy loans. Banks are even more stringent and people with poor credit scores are finding it harder to access credit. This comes against a backdrop of increasing financial needs in these uncertain economic conditions.

At AP Credit, we are committed to providing easily accessible credit to all customers without any bias. We appreciate that emergencies can arise any time and our customized personal loan Singapore packages are designed to offset short-term monetary needs. We understand that urgent financial needs can occur in the middle of the month when payday is a week or two away. We are a top licensed moneylender with years of experience in the financial industry, making us the best alternative to traditional banks. Our team of financial advisors is always ready to provide clients with information that will help them make the right decisions.

AP Credit Personal Loans

AP Credit Personal Loans

We understand that every individual has unique needs and for this reason, we don’t offer a one-fits-all personal package. Our team works with every client to design a loan package that fully fits their needs.  At AP Credit, our customers come first and we guarantee to provide flexible services that will meet your needs.

Our products can be adapted to any unique short-term financial needs our customers have and we promise to exceed your expectations. With our personal loan, you can meet any type of short-term financial needs be it renovations, school fees, medical emergencies or any other pressing financial need.

Our loan products range from $3,000 to $120,000 and more depending on your monthly income. Your loan assistant will help explain how much you can borrow comfortably.

Eligibility Terms

To qualify for our personal loans, you should meet these requirements:

  • Be 21 years old and above
  • A Singapore citizen with an NRIC, permanent resident (PR) or foreigner with an S-Pass/Employment Pass Holder.
  • Should not be bankrupt

Documents Required

We require the following documents to process your application:

  • NRIC
  • Latest pays lips (within 3 months)
  • CPF contributions for the last 15 months
  • Appointment letter from employer
  • Income tax statements
  • Passport, tenancy agreement and employment pass for foreigners
  • Proof of address

We are committed to making our personal loans easily accessible and to do this we don’t carry credit checks during loan processing. We also promise to offer fast cash services once your loan has been approved and this takes a few hours. Our online application form now makes it even easier for customers to access their loans and you just need to sign the agreement to get your cash.

Why Choose AP Credit Personal Loans?

Some reasons that we are the best in the industry:

  • Flexible repayment: We have a team of loan assistants to work with our clients in determining the best loan products. Our financial advisors will look at your income and advise accordingly. Our promise is to give a loan package that you can easily pay. If you have problems repaying the loan, call us today and we will come up with an alternative repayment schedule.
  • Fast loans: When you submit all the documents, your loan will be approved within the hour and there are no delays in processing the cash. You will get your money quickly because we believe in efficient services.
  • Confidential services: At AP Credit we guarantee to protect your privacy and our database is fully secured. We keep all your personal details in our possession under total protection throughout.
  • No hidden charges: At AP Credit, we are guided by trust and integrity and we don’t include hidden charges in our agreement. Our loan assistant will explain every payment detail before you sign the contract. Our goal is to make our clients happy and we do this by being forthright.
  • Minimum credit checks: We know many people are undergoing financial constraints and we don’t want to exclude anyone from our loan products. Our personal loan Singapore processing doesn’t include credit checks and this makes the process faster and more people benefit from our innovative loans.
  • Customized packages: We understand financial emergencies vary and our loan assistant will work with you to customize your personal loan package.
  • Easy loan application and processing: We have the easiest loan application in Singapore. Our online application form is simple and to the point and our aim is to offer your cash to enable you sort the emergency as quickly as possible.

The AP Credit Advantage

As a top licensed moneylender in the country, we pride in having a strong client base. Our loan assistants are well versed in the financial industry and this makes our customers happy. We boast a high rate of return business from happy clients and many referrals. Our company is founded on integrity and efficiency and we are always repackaging our loan products to suit emerging financial needs. We adhere to the highest code of ethics as set by the regulator.

If you are looking for the best personal loans in the industry, don’t look any further. At AP Credit, we promise to exceed your expectations by offering highly flexible products.

Talk to us today if you need a personal loan, and let us help you in any way we can. We’re always ready for you. Call us now at +65 6533 5335.

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