Welcome to AP Credit, Top Reliable & Trusted Licensed Money Lender in Singapore

AP Credit (Licence No: 51/2017) is a legal and licensed money lender in Singapore. We comprised of a core group of professionals that provide loans to tailor to all your needs. Call or apply a loan with us today for a non-obligation discussion on getting your loan application.

Why Choose AP Credit Licensed Money Lender Singapore

At AP Credit, we understand how the economic situation is affecting every facet of society. We have developed loan packages suited for residents, businesses and foreigners. We are a premier licensed money lender Singapore with decades of combined experience in our team. Our company has grown under a strong foundation of innovation to provide loan products that are flexible. We have a strong team of financial experts ready to provide tailor-made loan products to you. If you are looking for fast and reliable access to a loan for any emergencies, give us a call today.

Over the years, we have invested heavily in research and development (R&D) to develop market ready loan products. Our team is always looking for new ideas in the market to meet our growing customers’ needs. Here are our innovative loan products:

Personal Loans

AP Credit Personal Loans
We appreciate that getting financing from your bank is not easy and our personal loan packages provide a timely alternative. These unsecured loans are ideal for people with an income to meet financial shortfalls. Whether you want to renovate your home, buy a car, go for a vacation or pay school fees, we have the right personal loan package for you.

Payday Loans

AP Credit Payday Loans
Times are hard and you might not have enough cash to see you through to the next payday. Our payday loans are designed to help meet short-term emergencies and repay the money on payday. Our loan assistant will evaluate your situation and come up with an ideal package to suit your needs.

Business Loans

AP Credit Business Loans
Singapore’s small and medium businesses are heart of the country’s economy. Today, they are feeling the heat due to the slow economy. We have designed a business loan package that will help businesses expand and optimize their operations. Our SMEs loans are easily accessible and highly customized to meet your company’s needs.

Foreigner Loans

AP Credit Foreigner Loans
There are many expats living in the country but limited access to credit. We provide the most flexible foreigner loans at the best rates. These loans are perfect for studying or meeting other financial emergencies.

Fast Cash Loans

AP Credit Friendly Customer Service
Our fast cash loans are the best alternative to traditional financial services because they are easily accessible and there are no stringent requirements. Our loan products are highly recommended due to the streamlined application process that guarantees quick approval and disbursement of your cash.


AP Credit in Brief

AP Credit is a licensed money lender in Singapore, registered under the Ministry of Law’s (www.mlaw.gov.sg/content/rom/en.html) Registry of Moneylenders (formerly IPTO), and operating from the city. We started out as a small company and through our 100% satisfaction guarantee policy, we have become one of the highest rated money lenders in the country. Our success lies in our innovative staff. We have invested in a highly trained and experienced team of financial advisors to help us deliver beyond our clients’ expectations. Our team always goes to extra lengths to guarantee quality services for all our customers.

We have worked with thousands of Singaporeans, expats and businesses to provide the most reliable loan products. This has made us one of the most recommended moneylenders in the country. If you are looking for a reliable legal loan provider for all sorts of financial needs, give us a call. We have a dedicated loan assistant for every client and this makes it easy to follow up on the applications and repayments.

Over the years, we have streamlined our loan application process to make it easier for customers to access credit. Through the online application, customers just need to attach their documentation and the loan will be processed in a few minutes. Our efficiency has earned us a strong customer base and we are proud to get 90% of our business from return customers and referrals. We invite you to join this happy family and enjoy the most flexible loan products in Singapore.

The AP Credit Advantage

Our money lender Singapore services stand out in a crowded industry because our business is founded on trust and integrity. There are no hidden administration fees and our loan advisors explain every detail of the agreement. We are also guided by a strict code of ethics, which has earned us the trust of the industry. We are very strict about the privacy of our customers’ details and our website is SSL protected. All our products and services are provided under the regulatory laws.

For the fastest low-interest loans in the country, give us a call and let’s discuss the most flexible product to meet your needs.

We have moved and re-branded!

We have re-branded ourselves with a new corporate color, and we have moved to Level 1, #01-38A of International Plaza. Look forward to your continuous support!

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6 Reasons Why We Are The Top Moneylender

1. Quick Loans

Our loan assistants can assist and get your loans approved within the hour and with minimum processing delay. Remember to bring along the necessary documents such as your NRIC/FIN card, Payslip, etc.

2. Friendly Service

Our Loan assistants are friendly and knowledgeable in the field of money lending and will be able to advise you how to go about getting your loan. We will analyze your needs and because each of our clients needs are different and diverse, there are absolutely no obligations!

3. Flexible Repayment Scheme

Yes, in case you have problems repaying your loan on time, contact us and we will be able to work out an alternative repayment scheme on your loan. Terms and conditions apply**. Be it a personal loan, a bridging loan from the bank or a business loan or fast cash, we have solutions for every need at your disposal!

4. Your Privacy is Assured

At AP Credit, your personal loan privacy is assured. All details will be kept confidential and with our secure database system, your details will never be divulged to 3rd party unless required by law.

5. Instant Cash Loans

When you have a financial emergency, we appreciate you need the fastest solution. Out fast cash loans are disbursed instantly once the loan is approved and they are tailor-made to suit your business.

6. Simple Processing

To access our loan packages, you need an NRIC copy or a valid work permit for foreigners, proof of income, and proof of residence. For business loans, more documents are required including NRIC copies for all partners, tenancy agreement for the company premises, and proof of assets, P&L statement, bank statements and current ACRA printout.

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